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Welcome to Widow, Wisdom & Wealth with Donna Kendrick. On each show, Donna will aim the intimidation out of financial planning, so your family can handle any transition that comes its way.

From investing to retirement, Donna will cover all angles of financial planning. If you have a 401(k), IRA or other investments and want to know how you can protect your hard earned assets and live a life of financial success, then this is the show for you.

If your financial life feels unclear or uncertain, then listen to the episodes of this show to gain confidence and clarity.

Donna is a Certified Financial Planner, a Certified Divorce Financial Analyst, and the founder of Sephton Financial in Wyndmoor, Pennsylvania.

Visit her website at https://sephtonfinancial.com/ or get in touch by calling 215-948-3945.

Sephton Financial
8200 Flourtown Ave, Suite 1B
Wyndmoor, PA 19038

Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated.

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  2. Counterintuitive Advice - Why You Should NOT Invest In A 401(k)

Counterintuitive Advice - Why You Should NOT Invest In A 401(k)

Jul 13, 2023

Don’t get us wrong. In many cases, your 401(k) can be your best investment vehicle, offering numerous benefits and tax advantages and many times a 100% return on some of your contributions (also known as an employer match). However, it's important to recognize that it might not always be the optimal choice for everyone. Join us in this thought-provoking episode as we dissect the reasons why someone should NOT invest in a 401(k). 

 

Here’s some of what we’ll discuss in this episode: 

  • If your employer does not offer matching contributions, there are many other vehicles that have guarantees. (2:46)
  • Thinking about future tax increases. (6:41)
  • Finding the balance between saving for long-term goals and paying off debt. (9:03)
  • Keep it, roll it, or control it: three options for a 401(k) if you leave a company. (12:45)

 

Find links to subscribe on your favorite app and get additional financial information: https://sephtonfinancial.com/podcasts/